While everyone searching about the Best Fintech Apps in Nigeria 2023, Fintech has become the talk in town thing in the financial sector around the world. Access to finance and banking services has changed a lot in Nigeria, as it has in the rest of the world, as a result of the ecosystem of companies that use technology to provide financial services.
Due to the potential of these digital banks, venture capitalists from all over the world are pouring money into fintech in Nigeria. As more fintech starts every day, the market is getting more and more competitive because customers can choose from a wide range of companies that offer new financial services through mobile apps and what works for each person base on their needs.
As more Nigerians use fintech apps because they are convenient and make it easy to get financial services on the go, it is interesting to note that they are also giving feedback through ratings and reviews based on their experiences which we will also look into in this article.
We are giving this rating base on users experience on the apps and how we believe people would see it and agree with the rating and feedback from the core users.
1. Piggyvest Fintech App
PiggyVest has helped more than 3 million customers save money and make investments, but it’s not quite a digital bank. The company has fixed, flexible, goal-oriented, and automated ways to save money, as well as low-to-medium risk primary and secondary investment options for 6–12 months that have already been checked out.
The Piggyvest app, which has been downloaded by more than a million people, got 4.1 out of 5 on Google Play. The ratings were made by 41,032 app users.
Visit PiggyVest Website today and get to know more about the fintech app and how it works in Nigeria 2023
2. Carbon Fintech App
Carbon is a digital bank that is licensed by the Central Bank of Nigeria (CBN). It offers debit cards and loans, as well as opportunities to invest. Accounts can be used to pay people directly, pay bills, and add money to a mobile phone.
On its website, the fintech company says it has more than two million customers, but its app on Google Play has been downloaded by more than one million customers. Based on what they’ve done with the app, its users think it deserves a 4.4 rating. As of this month, 128,128 people have reviewed the app.
Visit Carbon Website today and get to know more about the fintech app and how it works in Nigeria 2023
3. Kuda Bank Fintech App
The Central Bank of Nigeria has given the fintech, which is worth $500 million, all of its licenses (CBN). Kuda is based in London, but it is focusing on the Nigerian market right now. Kuda accounts come with a free debit card, controls for budgeting and spending, and ways to transfer money and save money. The bank has also done away with maintenance fees and gives users a list of free transfers they can make each month.
The Kuda app has been downloaded more than a million times, and many of its users like it. As of this month, 160,790 people had used the app and given it a rating of 4.4.
Visit Kuda Bank Website today and get to know more about the fintech app and how it works in Nigeria 2023
4. Palmcredit Fintech App
Palmcredit is a loan app in Nigeria that has been downloaded more than 5 million times. Users can get a loan without putting up any collateral. As one of the most downloaded financial technology apps, there is no doubt that many Nigerians are using the app to get loans. As of August of this year, 173,000 users had given the app a 4.2 rating on Google Play.
Visit PalmCredit Website today and get to know more about the fintech app and how it works in Nigeria 2023
5. FairMoney Fintech App
FairMoney is an online bank that lends money. The company offers instant loans of up to one million naira, as well as a bank account and a debit card. The company says that FairMoney handles more than 10,000 loans every day, and that one loan is paid out every eight seconds.
This is shown by the fact that, as of April, the fintech’s app on the Play Store had been downloaded more than 5 million times. Based on the reviews of the 471 180 people who had used the app, a score of 4.4 out of 5 was given.
Visit FairMoney Website today and get to know more about the fintech app and how it works in Nigeria 2023
6. Palmpay Fintech App
According to Google Play, the Palmpay fintech app came out for the first time in September 2018. But in July 2019, the company started a pilot phase after getting a mobile money operator license from the Central Bank of Nigeria (CBN). In November 2019, it was finally made available to people in Nigeria.
Palmpay, which has been downloaded more than 5 million times, is one of the most popular financial apps. Users also gave it a high score of 4.5 out of 5. The app, on the other hand, has fewer reviews than Opay. As of this month, Google Play shows that 222,289 people had reviewed the app.
Visit Palmpay Website today and get to know more about the fintech app and how it works in Nigeria in 2023
7, Opay Fintech App
Opera’s Africa fintech startup, OPay, launched its mobile money platform in Lagos in 2018 because its search engine is so popular in Africa. Users of OPay’s mobile money service can pay bills, send money to other people, and save money. The company also has an offline banking service that lets people who don’t have smartphones do transactions.
As of November 20, 2022, more than 10 million people had downloaded the Opay app from the google play store and apple app store. The app was given a rating of 4.5 based on the reviews of 227,416 users. This is one of the highest ratings for any app in the same category.
Visit Opay Website today and get to know more about the fintech app and how it works in Nigeria 2023
Related Article: Best Loan Apps in Nigeria 2023
Conclusion on Best Fintech Apps in Nigeria 2023
Based on our research, these are the Best Fintech Apps in Nigeria 2023 we found online and we believe they are legit for every individual who is looking out to kick start a business and needs the support of fintech apps that can help with finance, then choosing one of the 7 above fintech companies would be a great choice for you.