Top 10 Loan in minutes in Nigeria without BVN
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With this Top 10 Loan in minutes in Nigeria without BVN, When it comes to loans, they are seen as an important major source of funding, which is one of the most important main things that financial institutions do.

A loan is a sum of money or other valuables that a person, a group of people, or a legal entity borrows from another person, a group of people, or a legal entity acting as a financial institution with a strong agreement that the money will be paid back with or without interest at a later date.

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Loan in minutes in Nigeria without BVN

People today have a lot of business ideas, but they can’t move forward because they don’t have enough money or can’t find a good source of loans. Helpful Information for Nigeria

Don’t worry. This article lists the top 10 fast loan companies in Nigeria and explains how to get the best service from them without having to work hard.


Here is a list of the best fast loans in Nigeria, where you can get your loan as quickly and easily as possible.

1. Lidya.Com

Lidya gives you and guarantees that you’ll have the best chance to grow your business and make more money. Not only that, but Lidya goes one step further by giving you money based on the money coming in and going out of your bank account.

Also, you don’t have to wait until your invoices are paid to pay your bills or grow your business. Lidya gives you the tools to turn every invoice into a way to make money.

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You get an email right away telling you where your loan is in the process. There are no delays because all services are quick, easy, and safe. The platform is very safe and secure, and it keeps your data safe from any security breaches.

With Lidya, you can speed up the growth of your business because it gives you a lot of benefits, such as the chance to grow, buy inventory, and do many other things. Fast Loan in Nigeria

A bank account that works with BVN
Upload your bank statement from the past six months. This is a document that proves you own the business.
Lidya does not require collateral to give you loans

How to Apply

First, go to Lydia’s website and sign up. Then, choose the type of loan you want to apply for and have your money put into your account.

You’ll get a response within 24 hours, so you won’t have to wait for days or weeks like you might with other loan applications.

Interest Rate:

Lidya’s interest rate is estimated to be 3.5%.


The name Kiakia comes from a language spoken in Nigeria (fast fast). The fastest place to get money when you need it right now.

Kiakia is a peer-to-peer platform that people in Nigeria can use to borrow or lend money to each other.


To meet their requirements and become eligible,

An applicant must live in Nigeria, be over 21 years old, have a BVN, and have an account with one of the commercial banks in Nigeria. They must also have a valid ID card and proof of income in the form of an SMS, email, or screenshots of their monthly income for the last six months.
must show proof that he or she has a source of income, like a job in the public or private sector or their own business.

The most you can borrow from Kiakia is N200,000. The least you can borrow is N10,000.

The length of time you have to pay back your loan is also important. For first-time borrowers, the maximum loan tenure is 30 days, but it can go up to 18 months based on your credit score and trust point. Stanbic IBTC Bank Graduate Digital Program 2021

3. Grofin

Grofin gives loans to Small and Medium Enterprises (SME) all over Africa and even in the middle east.

This makes Grofin one of the Nigerian banks that is growing quickly. They help business owners with their businesses and give them fast loans.


You must own the business.
You must have had your business for at least 2 years.
Your business must be geared toward making money. To get or secure loans, you will need collateral.
Your business must be in one of the following African countries: Ghana, Nigeria, Egypt, Kenya, Tanzania, Rwanda, South Africa, Uganda, or Zambia.

How to use Grofin to get a loan:

Visit their official website at, click on the menu icon in the top right corner of the page, and choose the loan that interests you, such as business loans, loans for women entrepreneurs, or business support.

Once you meet all of Grofin’s requirements and your application has been reviewed, getting your money is quick as a flash.

Interest Rate:

The amount of interest you pay depends on how much you borrow, but it can be more than 15% of the amount you borrow. Npower recruitment

4. One-fi:

Used to be called one credit. They give short-term loans to people. With One-fi loan, you are guaranteed to get a short-term loan that will help you get the money you need.


Depending on what kind of credit you want, the rules are different.

They have offers like “pay later,” “pay later plus,” “flex advance loan,” and “payroll.”

All of these offers would need you to have your own bank account and BVN number.

How to apply

The application is based on what the borrower wants to buy. All you have to do is download the app, sign up to get to the application panel, fill out the form carefully with valid and verifiable information, upload your document, and wait for your loan to be approved.

Interest Rate:

Depending on the type of loan, One-interest fi’s rates range from 4% to 10%. The time it takes to pay back the loan is between 3 and 6 months. They have ways to pay both in person and online. One-fi is flexible and easy to use. There are no hard-and-fast rules for applying. dollar to naira rate

5. C24

Microfinance institution C24 limited was set up with the sole goal of giving people a way to get cash loans when they need them.


You have to be working and have done so for at least six months before you can submit an application. If you are unemployed, however, you have other options.
For the C24 loan, you must be between 18 and 22 years old.
Have a bank account that works.

You will have to show a document with a recent, clear passport photo, a valid form of ID like your international passport, driver’s license, or national id card, and a statement of your account from the last six months.

How to Apply

To apply for a C24 loan, go to the C24 website, click on the loan package you want, fill out the online application form, and send it in. Before C24 can grant your request, you will need to sign up for an account.

After 2 or 3 days, the bank will let you know if your application was approved or not.

Interest Rate:

The interest rate on a C24 loan is 4% per month, and you will also have to pay an administration fee of 4% of the amount you want to borrow.

C24 is fast and reliable. It doesn’t have a lot of strict rules, and you don’t need a guarantee or collateral. WAEC result

6. Aella Credit

Aella makes it easy for anyone to borrow money. There used to be a time when you had to go into a bank or other institution to get a loan. You can get everything you want from Aella in just five minutes on your cell phone.


Name, phone number, email address, details about your bank account, and your BVN.

How to Apply

You can get a loan of up to #90,000 if you download the app, open it, choose a source, sign up, ask for a loan, and wait. It doesn’t take long. At first, you only get a small amount, but as you pay it back and move up, you can get bigger amounts.

Alla’s interest rate is flexible and easy to pay.

Interest Rate:

The monthly interest rate can be anywhere from 4% to 20%, and you have between 30 and 60 days to pay back the loan.

There are no fees for being late or going over.

Aella Credit’s only goal is to provide affordable services in a quick and easy way for everyone. JAMB form

7. Pay later

This is a simple, online platform that helps people and small businesses get short-term loans when they need cash. With Pay later, it’s easy to get loans online.


An Android phone, an ID card for the applicant,
A photo for a passport
An employment letter

How to Apply

After you download and install the app, you will need to enter some information, such as your BVN, home address, occupation, etc., as well as your debit card information. Then you click on Loan Application. When the loan is approved, the money is put into the user’s bank account in 10 to 20 minutes.

You don’t need any security, paperwork, or a guarantor.

Pay later has made it easier for a lot of people to get loans, and the more you pay on time, the more loans you can qualify for.

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QuickCheck is a modern way for people and mostly small businesses to lend and borrow money. QuickCheck uses mobile technology to make it easy for people to get the loans they need as quickly as possible.

They offer loans with affordable interest rates. All they need from applicants are their personal details, information about an active bank account with a BVN, and some other information that is easy to get.


Zedvance is a company that helps people get credit for small purchases. In less than 24 hours, you can borrow up to 3 Million Naira.

The company gives loans to people who get a salary, but if you get a salary and also run a side business, you can also take advantage of the deal to pay for your business.


Another is SMEDAN, which is a government-backed program that helps small and medium-sized enterprises (SMEs) in Nigeria get quick and easy business loans. The group’s goal is to encourage Nigerians to start their own businesses and give them the money they need to do so.

SMEDAN gives business owners more than just money. They also get training and support to help them run their businesses. Their requirements aren’t any different from the usual ones. They do things quickly and quickly.

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