loan app in nigeria without bvn
cropped Screenshot 6

Looking out for Loan app in Nigeria without bvn number? Do you need money right away to pay for something important? Need a quick loan without a BVN or security? You can get instant loans without giving your BVN. This may sound too good to be true.

List of loan app without BVN in Nigeria
List of loan app without BVN in Nigeria

In Nigeria, some financial platforms let you get loans without having to worry about giving your BVN or collateral. You will learn everything you need to know about these platforms here.

87 WAYS EDITED scaled

What is BVN in Nigeria?

The Bank Verification Number (BVN) is an 11-digit number that is unique to each person in the Nigerian banking system. This biometric identification system was set up by the Central Bank of Nigeria to stop and reduce illegal banking transactions in Nigeria. It’s basically a modern way to protect banking transactions by cutting down on fraud.

Your BVN number should never be shared with anyone and should always be kept safe. This is because some shady loan apps might want to use it to commit fraud. So, you should usually be careful about putting your BVN on just any platform.

5 Loan app in Nigeria without bvn number

Here is a list of some of the best 5 Loan app in Nigeria without bvn number:


1. Aella Credit Loan App

Aella Credit is another legit place to get loans without a BVN. In general, this user-centered digital lending platform lets people borrow as little as N2,000 and as much as N1,000,000. Also, the time it takes to process them is not too long. After you apply for a loan, the money will be in your account within 10 minutes.

Download AellaCredit Loan App Now

2. FairMoney Loan App

FairMoney loan platform gives you instant cash for any financial need, even if you don’t have your BVN, paperwork, collateral, or a guarantor. Basically, you can borrow anywhere from N1,000 to N150,000 through this app and pay it back in 2 to 12 weeks. How good your credit is will determine how much you can borrow.

Screenshot 3

Get a loan of up to N100,000 at the best and most affordable rates in Nigeria.
Did you know that you can now use our loan simulator to compare the interest rates of different lenders and find the best deal? Before deciding on a loan, you should look at what different lenders have to offer and compare them.

With our simulator, you can compare loan offers from different lenders in less than 5 minutes and see them all at once, so you can make the right choice about how to pay for your loan.

Download FairMoney Loan App Now

3. JumiaOne Loan App

JumiaOne is another legitimate loan app that lets you borrow money without having to enter your BVN. To get to loans on this app, all you have to do is scroll down to the “Financial Services” section and click on “Loans.” After you give all the necessary information, you will get your loan in a matter of minutes.

Download JumiaOne Loan App Now

4. Carbon (Paylater) Loan App

Another app you can trust is Carbon, which used to be called Paylater. It is owned by One Finance & Investment Limited and offers more than just instant loans. You can easily get loans from N5,000 to N1,000,000 for 7 to 180 days, and the platform does not take too long to pay back your loan. After you fill out the application and send it to the platform, they will credit your account within 3 minutes.

Download Carbon Loan App Now

5. OKash Loan App

Okash loan app is another legitimate and well-known way to get a loan. Basically, you can use the Opay mobile app, which is run by Opay Digital Services Limited/Paycom, to get to this platform. But Blue Ridge Microfinance Bank Ltd. is the only company that owns and runs OKash.

Download OKash Loan App Now.

People Also Check Tloan app review


In Nigeria, there are several places where you can get a list without a BVN. All you have to do is check if the app is real. You can choose one of the options above to make sure you are safe. Also, don’t forget that your BVN should be kept secret, and you should be careful about where you share it.

Leave a Reply