fair credit loan app
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Fair credit is another fast-rising loan app in Nigeria that give out loan to users for personal use and or business loan to users with a very low-interest rate and you can choose from 61 to 365 days to pay back the loan.

fair credit loan app

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If you have a high-grade account, you can get a Loan amount ranging between ₦1,500 to ₦1,000,000 with repayment periods from 95 days to 18 months at monthly interest rates that range from 2.5% to 30% (APRs from 0% to 32%)

Fair Credit Loan characteristics

  • Loan amount from ₦1,500 to ₦1,000,000
  • Repayment periods from 95 days to 18 months
  • APR from 26% to 32% per annum
  • Interest discounts of up to 90% for early repayments
  • No hidden fees

An example of how fair credit loan

  • If you Borrow ₦100,000 over 3 months
  • Interest: 26% rate
  • Three monthly repayments: ₦6,767
  • Total amount payable: ₦106,767
  • Representative: 0% APR

Now, the app is more than just a loan app. We own a Microfinance bank that is duly licensed by the Central Bank of Nigeria. As such, all your deposits are insured with the Nigeria Deposit Insurance Corporation (NDIC).


As we continued to seek a more efficient way to disburse these loans to you and help you spend it, we realized that our customers need a simple way to receive and spend money. Hence, why we redesigned the app to accommodate these two key actions and more.

With the Fair Credit Loan app, you can:

  • Get an account number and use it to receive money from anyone in Nigeria
  • Add money to your account
  • Send money to any bank account for FREE
  • Apply for a loan and receive it instantly
  • Pay your bills

This is only just scratching the surface of what we are building for you. So, sign-up to be the first to know when we launch new features tailored to meet your needs. To sign-up, download the app now.

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Why Fair Credit?

1. You can apply for a loan with your credit. Don’t need any deposits or guarantees.

2. Get Up to NGN500,000 Disburse to your bank account.

3. Paperless and digital process on your mobile, All the steps can be done online.

4. Fair Credit will not share your data with any third parties without your consent. Your data is totally safe with them.

5. Time to Time Repayment Alert on any loan you request

Fair Credit Loan Eligibility:

  • Nigeria Resident
  • Must be 20-55 years old
  • Must have an active Nigeria Bank account
  • Source of a monthly income

Also, they promise to welcome the user’s suggestions or inquiries that they experience (fair credit contact details are below). They would love to hear from you.

Is Fair Credit Legit?

Yes, fair credit is legit and you can trust the platform to get your next loan with the Fair credit loan app.

Download Fair Credit Loan App today and get fast loan disbursement direct to your bank.

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Fair Credit Contact Information:

Fair Credit Customer Service Email: [email protected]

Fair Credit Address: Myhoung barracks Yaba lcd, Yaba, Lagos, Nigeria

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